LAKE SUPERIOR COLLEGE HANDBOOK FOR DUMMIES
Tammy Smerdon
College Comp II
Oct. 30th, 2009
Steve Dalager
The purpose of this handbook is to clarify you with some important information on your financial aid, adding/dropping classes and the learning center There are a few different ways a student can get help with their expenses. I will also be covering information on how to add/drop courses and withdraw deadlines, which have important deadlines that could affect your financial aid. The next area I will be covering is the learning center. I know from experience that going to college is a challenge, and can also be quite the experience. Giving you some helpful information could make your first year easier as a new student.
GOOD LUCK!
FINANCIAL AID
Your probably wondering, how can I afford my schooling, and all the added expenses that go with it? There are costs in books, tuition, and supplies. Chances are you’re probably working and can’t seem to make ends meet. There are several types of financial assistance you can acquire while attending college.
Federal Pell Grant
A Federal Pell Grant is not like a loan you have to re-pay. This grant is funded by the government, and does not have to be payed back. They are awarded to students who are undergraduates, or who does not hold a bachelor’s or professional degree. Financial aid is determined by your amount of household income and family size.
How much can I get?
There is a maximum amount you can receive. This amount can change with each award year, and also depends on how much funding is available .The amount usually depends on your needs as a student, tuition, books, supplies, etc.. The amount of time, part-time, full-time will also be based on how much you will receive. Your college financial advisor will assist you when applying for this type of grant. They will be able to tell you how much you are eligible to receive. If there are for any reason funds remaining after all fees are paid, the college will send you a check for the remaining balance.
Loans
There are three different types of borrowed loans a student can also apply for. This can be done on line through the college website. http://www.lsc.edu/. There you will click on the icon for financial aid then, Apply for Loans. This is where you can decide which loan you are going to apply for. There are many different banks to choose from with pretty good interest rates.
Stafford Loans
The first type of loan is a Stafford Loan. This is the type of loan that has to be payed back with interest. A student should only borrow what they need, and not any extra. This can be a great big unwanted debt by the time you are finished with your schooling. This can be borrowed from the student or the parents. For either type of loan you need to fill out the FASA on the LSC website found at the same website as stated above, or you can fill out a paper FASA. If you qualify for a subsidized loan the government will pay the interest on your loan up to six months after you leave school.
Federal Plus Loans
The second type of loan is a loan only your parents can borrow. This loan requires that you are their dependent, and are an undergraduate. The yearly limit amount is equal to the costs of your schooling, and minus any other financial aid you receive. For example; if your costs are for attending school $6,000, and you receive an amount of $4,000 in any other financial aid, your parents can borrow up to $2,000. The application for this loan can be picked up at your college for your parents to fill out.
Self Loan
The third type of loan is called a self loan. It is offered through the state of Minnesota. A student would have to be enrolled at least half-time in college in a certificate or degree program. The amount you can receive if you are a graduate student is up to $9000 per year. A student will also need to have a co-signer for this type of loan. The program will also expect that you have applied for other types of assistance available, before you can qualify. How can you apply? See your financial advisor through your college, they can be a great help in deciding how much money you should borrow.
How to add/drop and withdraw courses
This policy states time frames for students to make any changes necessary in their course schedules. I will first list a definition of terms to help you understand the terminology.
Add: Registering for a course.
Drop: Removes course and adjusts all charges.
Withdraw: Removes a course and a grade of W will appear on your transcript.
Calendar Day: Includes every day, weekends and holidays.
Academic calender day: College business days. This does not count weekends and holidays.
Add/Drop/Withdraw
Any student can do any of the following as long as it falls within the 5th academic calender day of any term(3.11 Student handbook policy ) This means it has to be within 5 days after the course starts. It also means you will not be charged for that course. Keep in mind if you drop any course after the deadline, it will affect your financial aid. Keep in mind if you drop the first day nothing will be affected. A course is only paid for once by the government, and it doesn’t matter even if you fail a course with a grade lower than a C.
Withdraw
A student can only withdraw beginning on the 6th day of any academic term. If any student has gotten to a point in class, and has taken a final exam, they will not be able to withdraw at that time. If there is a class that has a late start course, and is less than a full semester in length, and beginning on the 2nd calender day of the term, are you then only able to withdraw. Meaning it has to be no later than the second class day of that class.
Learning Center
This is a great place for the student to go for extra help in any areas needed. I have been there many times and it made a difference between passing, and failing a test., There is also an on line smart thinking course to get involved in and a pass key I will tell you about. There are a few different types of tutors available, English, math, computer, physics etc.. The tutors are available for free and appointments can be made if needed for one on one. Hours of availability are listed on the bulletin in the Learning Center of who is available and what times. The hours are Monday-Thursday’s from 7:30a.m.-6:00p.m,& Friday’s at 7:30 a.m.-4:00p.m. & Saturday’s 10:00a.m.- 2:00p.m. It can be a great help and makes a big difference on your testing scores. There are three important points why you should go there.
It’s free
Can form study groups
Other academic resources available for use
Smart thinking on line tutor
This website is available to all students. It provides tutoring in Math, Biology, English and so on. This website is online through the colleges Virtual Campus, technically now called Connect e Campus, and click on Smart Thinking icon. Students can set up their own account with, a user name and password. Tutors are available here on line during business hours to answer any questions you might have. If you have any questions you can call 1-888-430-7429 Ext. 1. I have used it several times and it is a great help.
Pass Key
Pass key is a friendly way to get help in any area needed. It is set up through the computer at the college located in the Learning Center. This is where you can brush up on skills needed. This is a good idea to do before taking a placement test, or the net test exam. This is a nursing entrance exam you need to pass to get into the nursing program. I have used these sources and the practice readings they gave me. It really made a difference the next time I had taken the exam. Every student is assigned a pass key with a different code.
I hope this information will be very helpful to you in your journey through college.
Works Cited
Www.lsc.edu. Lake Superior College, June & july 2009. Web. 20th Oct. 2009 Www.funnytimes.com. Raymond Lesser, 12th Nov. 2009. Web. 20th Nov. 2009.http://www.lsc.edu/ApplyforAid2009-2010.cfm
http://www.funnytimes.Www.fotosearch.com. Publitek Inc, 10th Aug. 2008. Web. 20th Nov. 2009
http://www.fotosearch.com/photos-images/college.html